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<item rdf:about="http://www.answersforowners.com/2008/01/new_jersey_foreclosure_numbers.html">
<title>New Jersey Foreclosure Numbers</title>
<link>http://www.answersforowners.com/2008/01/new_jersey_foreclosure_numbers.html</link>
<description>New Jersey Households in some stage of foreclosure in 2007: .902%  The number of 2007 foreclosure filings in the state: 53,652</description>
<dc:subject>100Foreclosure</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2008-01-31T12:53:57-05:00</dc:date>
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<item rdf:about="http://www.answersforowners.com/2008/01/cant_make_house_payment_how_ab.html">
<title>Can&apos;t Make House Payment - How About Your Credit Card?</title>
<link>http://www.answersforowners.com/2008/01/cant_make_house_payment_how_ab.html</link>
<description>Many homeowners are feeling the double pinch of being unable to make their monthly payment obligations. Many people refinanced their homes and used the appreciated equity to pay off high credit card balances. Unfortunately after the cards were paid off,...</description>
<dc:subject>450News</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2008-01-04T11:09:26-05:00</dc:date>
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<title>Agent Commissions Holding Steady</title>
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<description>Home sales have fallen throughout most of the country, but real estate agent commissions appear to be holding steady at just over 5%.</description>
<dc:subject>150For Sale By Owner (FSBO)</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2008-01-03T10:56:36-05:00</dc:date>
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<title>Would You Rather Lose Your Home Or Your Car?</title>
<link>http://www.answersforowners.com/2007/12/would_you_rather_lose_your_hom.html</link>
<description>If you are a homeowner who is falling behind on your home and your car, let your car go.  Stop making payments, let it get repossessed, and throw all of that car payment money towards keeping your home out of foreclosure.</description>
<dc:subject>100Foreclosure</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2007-12-07T03:28:10-05:00</dc:date>
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<item rdf:about="http://www.answersforowners.com/2007/12/rate_freeze_leaves_most_homeow.html">
<title>Rate Freeze Leaves Most Homeowners Out In The Cold</title>
<link>http://www.answersforowners.com/2007/12/rate_freeze_leaves_most_homeow.html</link>
<description>It is expected that the President will announce that the government has struck deals with some of the larger lending institutions where they will freeze the teaser rates *on some* of their subprime mortgage loans.  </description>
<dc:subject>300Mortgage</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2007-12-06T12:37:18-05:00</dc:date>
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<title>New Jersey&apos;s New Foreclosure Prevention Program</title>
<link>http://www.answersforowners.com/2007/10/new_jerseys_new_foreclosure_pr.html</link>
<description>New Jersey announced a new foreclosure prevention effort to help thousands of the state&apos;s borrowers who facing foreclosure.
</description>
<dc:subject>100Foreclosure</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2007-10-31T14:05:45-05:00</dc:date>
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<title>Builders Dropping Prices - Where Does That Leave You?</title>
<link>http://www.answersforowners.com/2007/10/builders_dropping_prices_where.html</link>
<description>With the way the market is going, builders are slashing prices of their existing inventory and offering incentives unheard of months ago.  For homeowners who jumped in at the height of the boom, the discounts aren&apos;t so good. Many who bought last year suddenly own homes worth a whole lot less--making it hard for anyone who has to refinance, sell, or borrow against the equity.</description>
<dc:subject>250Home Values</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2007-10-11T08:38:13-05:00</dc:date>
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<title>Are You Behind On Your Mortgage?</title>
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<description> Are you behind on your mortgage? Are you worried about losing your home? Are you trying to stop foreclosure? Do you have 1,2 or even 3 mortgages on your property? Have you tried to obtain funds to bring your...</description>
<dc:subject>100Foreclosure</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2007-10-08T14:22:06-05:00</dc:date>
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<title>Bargains At The Sheriff Sale - Really?</title>
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<description>Many people believe that with all of these homes going into foreclosure that it is easy to find bargains at the sheriff sale.  I can tell you from experience, it is not.  I have seen many inexperienced first-time buyers, or novice investors, attend sheriff sales and either pay too much for the property because they didn&apos;t do their research before hand to know what the property was actually worth, learn what repairs the place needed or they just got caught up in the excitement of bidding (what is an extra 1, 2, 5 10 thousand+? -  I am still getting it at a steal!).  The pitfalls of buying at the sheriff sale is not reserved to people looking to buy a home for their family to live in. </description>
<dc:subject>110Info For Landlords</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2007-10-01T10:55:47-05:00</dc:date>
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<title>Don&apos;t Make Your Foreclosure Problems Worse</title>
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<description>Facing foreclosure is an event that puts an unbelievable amount of stress on homeowners. Before you do something like Ms. Christman is accused of, stop, take a deep breath and honestly look at your options. Before you spend $2.81 and...</description>
<dc:subject>100Foreclosure</dc:subject>
<dc:creator>answersforownersblog-1</dc:creator>
<dc:date>2007-09-28T11:35:11-05:00</dc:date>
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